Saturday, March 20, 2010

A Vunerable Time

You are about to be admitted into the hospital to have a baby and you are trying to make sure all bases are covered. Is the baby's room ready, are we ready, should I breast feed, etc.? Issues like whether or not you need to set up a stem cell account and do I want an epidural or will I be that super woman, are floating through your head.

After the glorious birth of your baby all of these concerns seem like distant thoughts. Now there are new concerns. Will I ever sleep again? Can I do this? Is the baby eating enough? All legitimate and common thoughts.

The most wonderful thing happens while at the hospital, you receive a "Welcome Package". It has all sorts of informative literature from nursing, safety, tele-help numbers, and saving for your child's future. Who is right there in the mix? Heritage Education Funds / Heritage RESP. Wow! I hadn't thought of that.

They are so wonderful in the way they help you set up a SIN number, health card, bank accounts and Passports. Incredible assistance all within 2 months of the baby's birth. You can't image when you'd have done all this... you're exhausted! The helpful representative now switches gears and gets you setup early with a savings plan for your child's future. Let's do it!

Here's where things get dicey...